Let's face the quantified evolution of bank borrowing and crowdfunding. Crowdfunding is a financing method that is increasingly attracting SMEs. If we focus on the crowdfunding market in general, the number of funds raised between 2015 and 2016 has increased by 40%. In 2016, the funds raised by crowdfunding reached 233.8 million euros, against 166.8 million euros in 2015. In addition, if we focus on the participatory loan to companies, the evolution is even more impressive: 46% increase in two years (96.6 million euros financed in 2016 against 66.3 million euros in 2015). The number of companies funded on crowdlending platforms continues to grow. When we look at the bond financing market, it is 45 million euros financed in 2016, one of the strongest increases over the year.
Paradoxically, bank loans are still the preferred means of financing for SMEs.
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